The holiday season is a time for spending time with family and friends, but if you do not plan accordingly, it can also be a time of financial distress. If you’d like to spend more time with family and less time on the family budget, consider these ideas for having a more affordable holiday.
One of the easiest ways to save money is to avoid doing all of your shopping in the same two- to four-week period. If you believe you’ll need new holiday décor for the next year, purchase it right after this Christmas. Buy gifts for family and friends as you come across stuff they would like, regardless of the month.
If you must shop all at once, use gift cards. Most grocery stores offer higher cash back, grocery or fuel incentives for gift cards. Purchase Visa cards or cards for specific stores through your grocery store to get money back, and then use the cards to purchase the actual gifts.
Partying with your friends is one of the best parts of the season, but if you buy the food and drinks, you could find you can’t afford a celebration. Instead of hosting an expensive gala, have a casual potluck party where each guest brings a dish and a drink to share. Everyone will get to spend time together and taste lots of things, but nobody will have to spend too much out of pocket.
If you are sending gifts or cards through the mail, take them to the post office and have them weighed before slapping postage on them. Flat holiday cards are more affordable to mail than bulkier designs are, and for further savings, only send update letters to close family and friends instead of everyone you mail a card to. The same theory holds true for packages.
Tiny Prints offers a wide range of flat holiday cards. Choose from elegant designs such as the foil-wrapped card or opt for something more casual if you prefer.